About Nicole

About Nicole
Nicole Kittredge is your experienced and reputable Senior Loan Officer specializing in helping individuals attain and maintain the American dream of homeownership.

History
I began in the banking and finance industry nearly 15 years ago with a goal set to help people better their financial situation. My journey through the very conforming banking industry began at Middlesex Savings Bank. My next career move took me to the corporate world of Beneficial Finance as a Senior Account Executive, and in under one year I was promoted to Branch Sales Manager solidifying my position in the mortgage industry as a recognized leader.

For the next three years I explored the broker world with United Funding Corp. I blossomed into a true professional at UFC building life long relationships based on trust, teaching numerous seminars and providing service above and beyond to my clients.

Following that experience, the next five years I had the pleasure of working for PHH Mortgage, a direct Lender. Here I benefited from working directly in Real Estate offices learning the Real Estate side of a transaction, as well as what is important to my Referral Partners in a Loan Officer.

For the next three years, as a Senior Loan Officer at Guaranteed Rate, where I was recognized as a member of their President’s Club, my knowledge base grew. As your mortgage expert, the three years here certainly broadened my horizons as a Loan Officer and of the industry. I am thrilled for the move to Envoy Mortgage. The dynamic relationships I have with my partners here at Envoy allow will me to provide exemplary customer service and the right loans to each and every individual.

Community
I am a firm believer in giving back to the communities in which we live which is why I am active in several organizations. I am a dedicated member of the Lions Club We Serve. I support local sports, as my husband is a High School Baseball Coach and volunteers for the Football program as well. As a member of the American Legion Auxiliary I proudly support our veterans and the men and women currently serving our great country.

Do you think credit is important? I would love to start a pilot program and provide a free seminar to educate our youth about their credit, and have been partnering with an excellent resource to bring this idea to light.

You are invited to attend any of the many wonderful, free Seminars or classes I host.

Education
While working full time, I earned a Bachelor’s Degree in Business Administration from Framingham State College. Along the way I became a member of Phi Theta Kappa at Massachusetts Bay Community College, the international honor society of the two year college as well as Omicron Epsilon Delta at Framingham State College, the international honor society in Economics.

Recently I’ve been taking classes at the Center For Women & Enterprise and I am thoroughly impressed! Have you thought about entrepreneurship? CWE is an excellent place to start. You will also catch me at industry training events, seminars and classes as well as hosting educational seminars.

Family
In 2002/2003 a family situation provided me the opportunity to enjoy the wonderful experience (and at that time being 22 – a life changing experience) of being a foster parent to two very special people. In 2013 we gained Guardianship of one of those family members again allowing me to experience a teenage girl, and at that time our first son was 1. We now have two boys of our own. I am forever grateful for that experience, and the relationship that blossomed from it.

If you have thought about reaching out to children in need please visit www.mass.gov and go to the Department of Social Services to find out more. One other avenue of helping that impresses me and is not as committal is the Fresh Air Fund. Check it out at www.freshair.org.

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